If I survive the cookie banner, I'm usually blasted with "subscribe to our email" popup half way through reading, then I definitely bail. When the EU collapses maybe we can redesign the web.
As just one example, a tech employee whose unvested RSUs are sitting at the 2021 highs might be more willing to splash out on all kinds of things -- vacations, restaurants, a nicer fridge, primary or investment residential properties, etc -- than they would if the share price was a lot lower.
Middle America's 401k gets hammered (pushing retirement off x-years) and small set of tech workers can't buy as much? Seems more harmful than good. fwiw, I don't have 401k/and I own a tiny amount of stock.
As rents go up, these rents eat up most of the wages, thereby increasing wages. Increasing wages cause inflation, and it is called "cost-push inflation", as both cost of goods, cost of services include wages.
I'm prepper, but I've been following Joel Skousen since 2005 who has been predicting ww3 with China + Russia vs the West, his geopolitical analysis on Ukraine makes everyone else look foolish, its not free, but you can get a free sample. https://www.worldaffairsbrief.com/ Also prepper tip, buy SPAM at Aldi its lie $2 for 1200 cals of meat.
There's this idea that men don't need to settle down because they can have children at any age, which I guess is technically true but it presupposes that a 30 y/o woman will want to have children with you when you're 45, but they are more inclined to go +5 years, not +15.
Also take prescription labels more seriously, like don't take Advil all the time, because you will get an ulcer and don't mix alcohol and aspirin because it causes liver damage.
Exercise and don't eat to much, and invest in your posture (don't get carpal tunnel, hunch over at the computer, etc)
I think you mean tylenol / acetaminophen (maybe aspirin is bad too?)
Even if you can find a younger mate, you'll want to participate in your kid's lives and that's much harder as an old man. If your kids are teenagers and you're in your sixties, I imagine it can be tough; and if they make the same choices as you, living to see grandchildren is unlikely
+1 for having kids at a younger age. My dad was 44 when I was born and he died when I was 16 -- that sucked a lot. I think you should have a fair idea you'll live long enough to see your kid "launched" into the world -- say 25 years old at a minimum. If you won't live that long, don't have kids.
Wait, what? There are states where I can buy a million dollar house with a loan, and if I default they can only take the house, not the value of the loan?
If someone told me that 10 years ago, I might have made different life choices.
> Wait, what? There are states where I can buy a million dollar house with a loan, and if I default they can only take the house, not the value of the loan?
Yes, and California is one of those states, for purchase-money mortgages on owner occupied properties; and after Jan 1, 2013, also for refinances of purchase-money mortgages on owner occupied properties. Foreclosing the property satisfies the loan, if there's excess from the foreclosure auction, you'll get paid; if there's a deficiency, you'll have taxable income for the amount written off. Word on the street is most California foreclosures go through the non-recourse process (private sale), even for loans that they could sue for deficiency (judicial foreclosure), because the process is quicker and simpler.
Use the bankers money to buy a rental duplex/triplex/quad I think is the shortest path to wealth, but atm I'm only interested in bitcoin, nvidia (watch GTC that came out yest) and SARK.
You have a similar problem at very high floors, you are disconnected from street life (in fact, the higher you are, the less frequently you leave the dwelling), but at least higher up you get sunlight. I think the sweet spot is the 2nd to 5th floors.
Not sure which destination you picked, but KCAD to Clam Lake Brewery is closer to 3 miles, and that's the general area that I'm usually headed to in Cadillac. I take your point about rollerblades, though, it's certainly an option!
A lot of "sound money", goldbug types got in early like Trace Mayer and Max Kaiser and SV guys who had a lot of time on their hands because they were rich from some earlier Internet thing, like Richard Heart and the Winklevosses.
