Since you dropped Dropbox due to the appointment, how is having your files at some webhost (I'm assuming shared hosting but please correct me if that's wrong) different from hosting with Dropbox? I'm not knocking your decision, in fact I've considered it myself. I have a small reseller hosting side business and it would be super easy for me to spin up a host for myself and do the same. But in the end, your files are still being stored by a third party which you have no control over, and they might just have even worse data security policies than Dropbox. Especially when you consider that most shared hosting plans discourage use as a file server, you may even be violating the AUP of your provider.

I'd say the safest bet is a CoLo with an encrypted drive that only you have the keys to, or else a home server and VPN.