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It's tempting fate to say it, but I've not fallen for a scam, or a phishing attempt, and I've been subjected to many. Natural distrust and cynicism perhaps. I don't answer the phone to unknown numbers, I don't click links in emails, I don't do business at the door or over the phone, and I don't believe anything other people tell me (can report that my girlfriend hates this aspect of my personality).

The head of accounts in my previous company fell for a bank transfer scam (urgent payment request forwarded "from the CEO"), so I have seen it happen to young people, but I wouldn't say that person was "tech savvy". Being able to use a computer doesn't make you tech savvy, and I would say the number of tech savvy people is probably close to identical between younger and older age groups. Being intelligent in one aspect doesn't make you smart at everything else (which is why I avoid doing plumbing). What is missing is critical thinking and cynicism. I highly doubt most people check the full email source of anything they receive that looks important, but they should. People rely too heavily on technology to tell them when something is wrong, and they shouldn't.

The scam example you describe is easily avoided: don't enter your details in the fake package website in the first place. Don't answer the phone to the unknown number. Don't believe them when they say they're from the bank. Don't do anything anyone tells you to. And if they try to rush you, that should make you stop and think why.

I don't doubt the scams are getting pretty clever, but that doesn't mean the victims can't also be a bit stupid. Yes it's sad that they have fallen for it, but to shift all the blame elsewhere is unfair - we are ultimately responsible for our own actions.




Jim Browning (the renowned anti-scammer) recently fell for one of his own, where someone tricked him into disabling his Youtube account.

So if the situation is right, almost anyone can fall for it (Gorilla on basketball court experiment)




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