I have three bank accounts and none of them send emails with links. If they send any email to start with, they just say go read your messaging/documents on your bank account.

For most banks it is fine. They say "Click this link" I click it, then click "Login" and everything is fine.

Other banks purposely break my password manager so I have a high chance of pasting my password into a phishing site because I am in a habit of pasting my password for that bank.