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Because in person banking services are really really expensive and no one will pay for them.

Because you're not allowed to ban old people from your services.

Because at least some old people use these things successfully and at least some young people get defrauded.

Because UK banks are closed more than they are open (my local NatWest.

People should be able to opt out. But that won't really help as the core issue here is the customers themselves...




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