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Theres literally no where to put you money now.

The stock market would be down if you could put money in any government bonds that you thought would immediately start increasing spending or any stock or bond market that would do any better. Emerging markets are shaky with China destroying HK and corona running through cities everywhere in the world.

If you could even remotely tell me a safer place to get returns then I concede the point but I doubt you could



As was commonly heard in '08: The time has come to worry about return of investment more than return on investment.


can you explain the difference?


If people start expecting negative returns from the market, 0% returns from govt bonds sound pretty good.


Switzerland are now at -0.75% and still getting investors.


> Theres literally no where to put you money now.

Philanthropy always has room.


Try living off philanthropy in your old age.


What about real estate?


No one knows when people will be moving back into cities and rents in places like SF have dropped I think 16% in some areas. No one knows if ever they will get that back, or how much it will drop. Its a complete unknown


Maybe residential, but I think office & retail space is a very bad investment now. Covid accelerated a couple of trends: The work from home/remote trend and the moving of retail sales online. I don't see those turning around anytime soon even if we get a vaccine. Companies are finding that their employee productivity is at least on par with office-based employees and now they're eyeing all those savings on rents. A lot of leases not being renewed this year.


Invest in main street and labor saving gadgets for yourself (e.g. roomba).


That seems wrong too. If I don't have a job or I'm underemployed, why do I need a roomba? I'm not over-worked as a dev where this kind of aid helps me. Main street has closing store after closing store where I'm at in the PNW. There's no main street left.


What does that mean specifically and at what cost. Are the returns better?




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