I don't think a person that can't understand loans is ready for college.
The creditor gives you money and you have to pay them back, if you ask for too much then it'll be much harder to pay back your loan.
Many students who take loans don't even need them, but could easily pay their tuition by just getting a job.
Many students who take loans don't even need them, but could easily pay their tuition by just getting a job.