That's interesting, I hadn't even thought of that. Maybe this is a thing among the cryo community. I'm just that ignorant of cryonics (and by proxy Alcor) to begin with, barring a brief period of novelty interest previously.

I only know about it because I'm exploring it as a serious end of life option in the event biomedical advances don't come quickly enough.

Would death payouts really yield the right incentives?

I'm not sure I understand. When you "die", your life insurance policy pays out, which is used to fund your cryogenic procedure.

"Cashflow is getting low... let's distribute batch #47."