I've been trying to study up on how conmen succeed, and how to innoculate myself against them. I've been taken to the cleaners a lot in my adult life, but one thing I've figured out is that when someone tries to manipulate me with fear (buy now or be priced out of the market forever! or with the typical threats from a lawyer), I have learned that the most effective technique I can do is dig my feet in and do the exact opposite of what the fearmonger preaches.