You misread me, and put words in my mouth. I'm not objecting to getting or giving a hand.
Consider two families. One makes $100k/year and has $750k saved. They drive modest cars, live in a modest home, take modest vacations and drive their kid across town every day to the public (free to them) magnet school. The other family lives very well, has nothing saved, a house that they can't afford, and debt from paying for private school. Which one should get the free ride at Stanford? Which one will?
With real interest rates below zero and a bailout culture, which family is living the modern version of the American dream?
The incentive is the American dream. Starting from nothing and making it to the top. I'm sad that you're offended by that.