Why the hell should the poor be buying cars at 20%+ interest rates to go work at shitty jobs just to pay for the damn cars? It's a cruel joke perpetrated by profiteers.
You know what there should be? More BUSES. Oh man, what an idea. Lets build more public transportation! No, that's not profitable. Never mind, lets exploit people instead, because it's good for them.
Good. Aid for the poor should be aid, not debt.