I find debt to be interesting, I think having debt, affects your decision making and your risk taking.

Personally i have 0 amount of debt. No car payments, nor house payments. This has allowed me to move jobs if i was not happy, even without something concrete. Also a startup.

I look at my peers, who were in a similar position as me. Some who have taken on home loans etc. they end up with the 'golden cuffs'.

Though you could argue i have no assets to show. Other than a varied work experience, and ability to move into many different roles.