> The aggregate pain and aggregate loss of using cash for transactions in a credit-card dominated world is much larger
I have not found this to be the case.
> Sign up for Mint
I don't intend to increase the available surface area for attacks by giving my credit information to a third party. Nor do I need this kind of a monthly or bi-monthly hassle.
Eh, I don't view it as a hassle - I view it as a progress check. My savings is important to my future, and checking the budgets, etc. helps keep me on track.
Point taken on the attack surface area, that's definitely something I've always been worried about, and I have no counter.
I have not found this to be the case.
> Sign up for Mint
I don't intend to increase the available surface area for attacks by giving my credit information to a third party. Nor do I need this kind of a monthly or bi-monthly hassle.