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Anyone who has dealt with bank protocols will tell you that "organic" is certainly an apt, if perhaps too kind, word. It's not like it's all designed by committee.

The difference is you don't get to see the haggling and back and forth. Ten years from now, when a large bitcoin institution has a mission-critical legacy app that depends on some facet of the network, we're likely to see similar shenanigans.

I would venture, at least. Simplicity is probably the product of a) abstraction, or b) a small number of stakeholders.




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