I know. I tell friends who are depressed about being 29 that life begins at 30. From my wizened perspective of mid-50s, I even find people in mid-30s to be somewhat green.
Of course, everything I've done in my life has been late. Graduated college and grad school late, married late, had a kid late. So I'm about 10-15 years behind my age peers and experience-wise have more in common with people in mid-late 30s.
When it comes to having ideas... I feel as though I'm bubbling with ideas these days. Maybe it's just too anecdotal to mean anything, but it seems to me that everyone blossoms in their own good time. There's no such thing as over the hill, until you decide that you're over the hill.
This is a great anecdote, though I don't fully understand why it surprises people.
Most people in their early 20s are still "kids", both socially and work-experience-wise. Give me a hungry 30+ any day.