whenever something starts to get paid by loans, the prices rise. fractional reserve banking means loans are created almost out of thin air, it's the fiatest of fiat money, and it creates a push to increase prices. banks constantly need a sure thing, something to actually create the value to back that money. and when they all start jumping on a bandwagon, the wheels eventually break. i hope something will be done here, but if recent history has taught us anything, US government will pay most of the bills, saving the banks, and then be heavily attacked for - being in debt! the economic scene today is a bad joke.