While he's definitely wrong on several accounts, you are as well. 1. How do Indians in India being poorer affect this? Obviously the ones in extreme poverty aren't the ones coming and working in the US. 2. You provide no evidence of black latino culture (I assume you mean black and latino cultures, since they're separate entities) looking down upon education. You seem to fail to grasp what exactly institutional racism is, because lack of education of minority groups who tend to live in lower socioeconomic areas is institutional racism. 3. SF can indeed be racist against other groups, even if it isn't against all minority groups.