I don't think I can refer to is as institutional racism. Maybe there are some laws that disproportionally effect minorities in California - I'm not an expert so I don't know. However, I don't think the term racism actually belongs. It seems to me that these are the effects are due to class, and (through the indirect effects of racism of old), blacks and other minorities are disproportionally poor. Because, especially in urban centers, that minorities make up most of the poor, I'm guessing, that one may mistakenly assume its due to racism, when its actually because of socioeconomic background.