I would like to modify your industrial complexes descriptions a bit: it is more like the education-employer-banking and real-estate-municipality-banking industrial complexes. The more financially successful I get, the more perspective I get and see these complexes feed off of what can be many times ruinously-expensive pursuits by middle class families to hew to normative expectations if they live anywhere near the top-10 metro areas in the US, maybe even the top-20.
The "disruption" we're talking about at HN has currently mostly served capital interests and concentration of power/wealth. Even the example you cite of fractional stock ownership plays into that concentrating trend (most poor to middle class families simply do not have the financial stability and acumen to weather what are to them volatile equities or even indexes, which plays into the pockets of better-capitalized participants). I suspect we'll see some unexpected socioeconomic reactions from families in response to these pressures, and disruptions if any will organically arise from these demographics' reactions. One possible unintended consequence for example, might be the rise of line/group marriage, poly and extended families simply from the economic pressure of shouldering the massive debt burdens being placed upon families, with simultaneous wage depression and and inflationary pressures on goods and services this demographic primarily uses (current inflation measures only serve the interests of the capital class; good for me, but steadily disastrous over the long haul for poor and middle class families).
The heteronormative nuclear family with the original two biological parents is already a minority within the US, less than 25% as of 2000. But consider the vast waste that the household formation of a nuclear family entails: expensive capital is tied up into "white goods" that are used a fraction of the time throughout the week, just for starters. When due to combined wage and debt pressure people start organically forming non-traditional households (the nucleus of which has already started: the vast majority of households are non-traditional though as yet very small-scale) out of necessity and self-preservation, major industries would be impacted (both positively and negatively).
Now imagine just the political repercussions if this came to pass: if the "Moral Majority" is blowing a gasket over gay marriage now, what invective would we see when gays are included into group marriages and helping raise children in that context? Into this cauldron of change is where we will find the next disruptive moves.
I don't know what form the change is going to come from (I have some guesses), but I suspect something interesting will arise from the pressures our civilization is exerting upon these demographics.
The "disruption" we're talking about at HN has currently mostly served capital interests and concentration of power/wealth. Even the example you cite of fractional stock ownership plays into that concentrating trend (most poor to middle class families simply do not have the financial stability and acumen to weather what are to them volatile equities or even indexes, which plays into the pockets of better-capitalized participants). I suspect we'll see some unexpected socioeconomic reactions from families in response to these pressures, and disruptions if any will organically arise from these demographics' reactions. One possible unintended consequence for example, might be the rise of line/group marriage, poly and extended families simply from the economic pressure of shouldering the massive debt burdens being placed upon families, with simultaneous wage depression and and inflationary pressures on goods and services this demographic primarily uses (current inflation measures only serve the interests of the capital class; good for me, but steadily disastrous over the long haul for poor and middle class families).
The heteronormative nuclear family with the original two biological parents is already a minority within the US, less than 25% as of 2000. But consider the vast waste that the household formation of a nuclear family entails: expensive capital is tied up into "white goods" that are used a fraction of the time throughout the week, just for starters. When due to combined wage and debt pressure people start organically forming non-traditional households (the nucleus of which has already started: the vast majority of households are non-traditional though as yet very small-scale) out of necessity and self-preservation, major industries would be impacted (both positively and negatively).
Now imagine just the political repercussions if this came to pass: if the "Moral Majority" is blowing a gasket over gay marriage now, what invective would we see when gays are included into group marriages and helping raise children in that context? Into this cauldron of change is where we will find the next disruptive moves.
I don't know what form the change is going to come from (I have some guesses), but I suspect something interesting will arise from the pressures our civilization is exerting upon these demographics.