I'm reading that very same ten pound note. On the side which bears the image of Queen Elizabeth II, it says:
Bank of England
I promise to pay the bearer on demand the sum of TEN Pounds
Regarding what is returned...
Whatever I buy with the ten pounds is what I get in return from the seller. When I pass the ten pound note over, the Bank of England now has liability towards the seller, not myself.
Whatever I buy with the ten pounds is what I get in return from the seller. When I pass the ten pound note over, the Bank of England now has liability towards the seller, not myself.