That sounds unbelievable! how can it be? it has to be a marginal case. I know at least two people that had babies in the US and barely pay anything (neither for the delivery nor for other medical acts before and after). They were PhD students or postdocs.
What I am wondering is on average how much an american pays for having a baby?
It's not an edge case: we were quoted that price a few years ago. We carry high deductible insurance, and that was before the recent US health care legislation mandated maternity coverage. (Before it passed, most insurers refused to provide maternity coverage outside of large groups, or charged insane prices, since the probability of a claim was so high.)
In the end, we opted for homebirth midwifery care, which was fantastic in every way. We ended up paying around $2k for six months of prepartum care, delivery, and six weeks of postpartum care. In the event of an emergency, insurance would've covered a hospital transfer.
It was such a good experience we did the same thing for #2, and we're planning on delivering at home if we have more children in the future.
Those people probably had health insurance and did not pay out of pocket, their insurance footed the bill. I know someone who paid out of pocket for a delivery and I think they said it was around $12K.
That sounds unbelievable! how can it be? it has to be a marginal case. I know at least two people that had babies in the US and barely pay anything (neither for the delivery nor for other medical acts before and after). They were PhD students or postdocs.
What I am wondering is on average how much an american pays for having a baby?