Yep. If I had it to do over, I'd do it that way. The options are better now, though. 15 years ago, if you wanted a big software company you had Microsoft, and, uh... Sun? Oracle? Now you have Google, Apple, Yahoo, Microsoft, Amazon, Facebook, not to mention the in-betweeners like Square, Dropbox, and Github. It's an incredible time to be starting off in Software. Unless you're sitting on the idea of the century (hint: probably not) it's not a bad idea to accumulate up cash, pay off debt, and build a great network.