But why are you worried about driving into a Lamborghini and not the fact it would mean you've had a car accident and you could be dead?
This to me is where our perceived realities differ with real life.
Spending the money on defensive driving and/or car safety makes much more sense, but we can only see the future where the accident happens (And we survive) not all the accidents we can stop.
I have no idea about your girlfriends father and what happened but I'd prefer to spent money on not dieing than paying for what happens if I do.
non-lethal car accidents happen more often than those with casualties. And they often are fairly expensive, especially if you manage to involve more than your own car. That's not to say that you shouldn't drive carefully (and I guess your insurance company certainly raises the price once you start driving into other cars twice a month).
This to me is where our perceived realities differ with real life.
Spending the money on defensive driving and/or car safety makes much more sense, but we can only see the future where the accident happens (And we survive) not all the accidents we can stop.
I have no idea about your girlfriends father and what happened but I'd prefer to spent money on not dieing than paying for what happens if I do.