"To all of the people who say that the best thing to do is get a good job, buy a nice house, and to put the max into a 401k that the company will match: It’s not what I want. Mediocrity is worse than failure."
Cool. Then if/when you want to retire and have no savings, don't go dipping into my 401k. I'm 100% for you making your decisions and wish you nothing but the best. But when it's time to pay the piper, your kids are getting ready for college and you have to tell them you can't afford to help them at all, you live with that.
Obviously there's a case where you hit the jackpot and become insanely wealthy. I wish this for you, but reality is that it probably won't happen.
Live with your decisions, for better or worse. But in 15 years, let's not be having a conversation where you're whining about not being able to afford a house, or not being able to pay for your kids' college, etc. And when you go to retire, please don't vote for taxes being raised on my 401k to pay for your retirement.
Cool. Then if/when you want to retire and have no savings, don't go dipping into my 401k. I'm 100% for you making your decisions and wish you nothing but the best. But when it's time to pay the piper, your kids are getting ready for college and you have to tell them you can't afford to help them at all, you live with that.
Obviously there's a case where you hit the jackpot and become insanely wealthy. I wish this for you, but reality is that it probably won't happen.
Live with your decisions, for better or worse. But in 15 years, let's not be having a conversation where you're whining about not being able to afford a house, or not being able to pay for your kids' college, etc. And when you go to retire, please don't vote for taxes being raised on my 401k to pay for your retirement.