Yeah there really isn't a reason to not get more RAM in a PC. Everything else is debatable. The CPU in particular the guy was right on. I'd say the SSD is a wash.
You mean getting an ssd generally is a wash? Because SSDs are crazy good. I just had one installed on my work MBP (2012) and the performance is astounding.
Oh no definitely not, I mean the bigger SSD. You could probably get away with 256 if you didn't want to pay more. But yeah SSD over spinning disk - no contest.
If you're willing to wait for a built-to-order, you can bump the processor, memory, and storage. I'm typing this on a brand new 13" with twice the default RAM and SSD; I didn't feel most of what I do is CPU-bound enough to bump that as well.