Not discussing whether it's right or wrong to think this way, but "decent housing" is certainly not remotely considered as a human right. This may be what most people think nowadays, but it's certainly not written anywhere in most constitutions. This is just your interpretation.
Now, not being able to afford housing depends on many factors, it's not just about how much you earn, it's also about the artifical bubbles created on property values by the actors in place...
So some documents do treat housing as a human right: (UN declaration of human rights) Article 25.
(1) Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including food, clothing, housing and medical care and necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control.
- https://www.un.org/en/documents/udhr/
UN declaration is just a statement of "wishes". Almost no country reflects it in their actual regulations or constitutions. And let's not forget that many dictatorships signed that declaration and respect none of its principles, so this is, unfortunately, worthless.
Constitutions for the most part are not about describing human rights. They are about describing the method of governments - who is elected where and how, what authorities they have and so forth. There's usually some flowery preamble at the start about how awesome we all are in country -foo-, but the role of a constitution is generally to describe the structure of government.
I kind of agree with you but that is not really true. The American constitution clearly makes the case for fundamental rights such as Freedom of Expression, among others.
Now, not being able to afford housing depends on many factors, it's not just about how much you earn, it's also about the artifical bubbles created on property values by the actors in place...