Overkill for a random home, but maybe OK if you WFH and need to vpn/IT wants manage a bunch of devices centrally/etc. $1k in equipment vs. $300 in equipment isn't that big a difference for a few important home users if you're already using all the same equipment in your other offices.

(also a lot of startups have like 20 people working out of a home or condo, and they bump up against memory/crapiness/etc. limits of consumer routers and APs pretty hard.)

OP asked for "low end commercial router", though.