I wouldn't say that it feels like I have more protection. I trust my bank. I bank with USAA and I have never had any problems. I ended up filing an insurance claim on an item my dad bought me, and I'm pleased with how it turned out. So basically, I'm a customer for life.
I have not heard good things about Paypal. There are a lot of stories about people getting ripped off using paypal. And as a seller, it is risky. One scam is to buy something off of Paypal, report it as destroyed, and then ship back worthless material.
So basically, I trust my bank's customer service, and I don't trust Paypal's customer service. So I view Paypal as a potential headache if I have a problem with a purchase. I have generally had good experiences with Amazon, so there is no negative association with that brand, but I don't feel like I really need more protection than my bank gives me.
I have not heard good things about Paypal. There are a lot of stories about people getting ripped off using paypal. And as a seller, it is risky. One scam is to buy something off of Paypal, report it as destroyed, and then ship back worthless material.
Paypal returns money to fraud victim, sends him to collections:http://consumerist.com/5041902/paypal-refunds-50-defraud-sic...
Customer gets billed twice, Paypal does nothing:http://consumerist.com/5048218/blockbuster-double-dips-in-pa...
Destroyed Item scam:http://consumerist.com/5159479/ebay-scammer-says-pc-destroye...
More complaints:http://www.consumeraffairs.com/online/paypal.html
So basically, I trust my bank's customer service, and I don't trust Paypal's customer service. So I view Paypal as a potential headache if I have a problem with a purchase. I have generally had good experiences with Amazon, so there is no negative association with that brand, but I don't feel like I really need more protection than my bank gives me.