http://howdoyoubuybitcoins.com/
tl;dr use coinbase (just like paypal / 1%) or bitme (chase deposits / 0.75%)
So if you have problems with them, you know just were to bitch about it. I kid. I kid.
Joking aside, I've only had great experiences with the folks over at Coinbase.
With Bitcoinary you buy from bitcoin miners and traders directly. More currencies, more ways to trade and deal directly with real people.
http://howdoyoubuybitcoins.com/
tl;dr use coinbase (just like paypal / 1%) or bitme (chase deposits / 0.75%)