Another way to approach this might be to ask yourself specifically what uses you as a user do not want Instagram to pursue with your photos. Then look at the TOS and assess whether the TOS give you any protection against those uses. If the TOS do not protect against those uses then you can tell Instagram directly via feedback what you do not want them to do with your photos. It is easier to amend the TOS by adding specific, unambiguous restrictions on certain uses than it is to try to define the full scope of the permissions to users using random examples.

To restate this another way: Instead of trying to imagine everything Instagram might be permitted to do under the TOS, imagine what you as a user do not want them to do, and then ask for explicit restrictions on those uses.