Hacker News new | past | comments | ask | show | jobs | submit login

What vaskel said.

You may have more leverage than you think. I'm pretty sure in my state (Kansas) your credit rating cannot be dinged for late payment on a medical bill. Used to be the case anyway. It would be handy to know if that was true for you too.

When my father got sick there was a flood of bills. I just sent every creditor $20 a month. I figured they would be happy to get anything since so many people pay nothing. I never made any formal payment plans or arrangments. This worked fine.

Another thing you might do is challenge large bills. I challenged a big bill with several charges, don't remember why, but they ended up adjusting it down more than what I asked for, on different charges than the ones I was objecting to. They could not explain this, just "that's what the reviewers came back with". Give them the opportunity.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: