This post was down-modded so far I shouldn't even respond, but I'm going to anyway. While you seem to blame Republicans for every thing that ails you, keep in mind that the "loosened regulations" on mortgage lending which is what caused this problem in the first place were initiated by a Democrat, Barney Frank, at the urging of a Democrat, Bill Clinton. Now go put your head back in the sand.
Both of those posts are being downmodded because this is not the place to have a "democrats versus republicans" debate. Keep that stuff on reddit, thank you.