You are also not allowed to show these Netflix movies on a big screen in front of your house and charge people. The 8 dollar are for a specific use case, just like the tokens in the subscription.

Unironically, you should. In a more just world, laws would mandate service providers not obstruct third party clients.

The pricing would also be different.

Yes, content providers would have to compete with each other on price and library, and client providers could compete on UX and privacy.