Hacker News new | past | comments | ask | show | jobs | submit login

Hm. Most people collect on insurance for very-sustainable costs - drug benefits, dental for checkups, routine visits to the doctor. Where do those fit into this argument?

Personally, I would like insurance that pays only for large expenses. I know its a sucker game to pay insurance; since the insurance companies profit I must be losing. But 'group insurance' is not something I can change.




When you buy catastrophic insurance it usually comes with free preventative care, which benefits the insurer as well as the insured.

You can often get a lower premium for a higher deductible, and everyone who knows how to multiply does this.


...unless as noted, its group insurance, in which case you take what you get.




Join us for AI Startup School this June 16-17 in San Francisco!

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: