That you can't transfer large sum of money because money laundering rule.
and you can't break it into smaller pieces either because that is called "structuring" and is a crime?
He is meaning “money” = cash, and in practice he is correct. The mere possession of large amount of cash is a crime - a crime charged against the money itself in a bizarre twist of the law to end run constitutional concerns - and one which year by year it is getting harder to fight.
