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The problem with that story is the dates. If you sold in 1998 when PG realized the ponzi characteristic of the market[1] you'd have lost ("lost") a ton of money. The nasdaq composite in June of 1998 was about $1800. It reached a peak of $5000 (!!!!) just before the crash.

The advice is correct, but in practice it's only helpful if you can time the crash, which you can't. Cycle-driven run-ups in advance of bubble burst events can be shockingly long.

[1] Which is roughly where we are right now with the AI bubble.



But it crashed down to $1300, so there's still something to be said about it.




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