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So if I build a building full of studios targeted at young people who would have no interest in owning one permanently, or poorer ppl who don't have money or stability to buy, how am I to be compensated/incentivised? I guess it's not being built then!

As for population e.g. https://www.brennancenter.org/our-work/analysis-opinion/how-...





Or, a public developer could construct and operate housing at cost, where rent pays off just enough to service the debt and operations.

That has been tried in the US before. Public option sucks unless like in Singapore (or USSR where it sucked only moderately) you force almost everyone into a public option. Otherwise people most capable of moving out, move out; the public option gets worse; rinse, repeat.

Here new buildings are paid by loans taken out by the tenant owned association that owns the building and people buying a condo (share) in it. The tenant association operates as a non-profit and tenants pay a "rent" that is used to pay off the loan, interest, maintenance, etc.



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