They don't have to, it's a perk I'm sure that many (me included) rather have their employer pay/take care of, than to do it out of pocket with higher salary.
American mindset. In some countries it's just provided to everyone equally.
And no, we don't have the wait times Americans are afraid of. I can visit a doctor the same day and get treatment. My friends back in the US are desperately trying to find appointments with everything filled months down the line. America has the worst of all systems combined.
Solve that problem first and maybe I'll change my mind. Otherwise I'm being honest in my situation. IME employer provided insurance is way better than what I can find on my own.
That's because health insurance in the US sucks major ass. It's just bad, period. More expensive for comparatively much worse care and worse outcomes on Average.
Americans (I'm an American) sometimes have a preconceived notion that, if something is really expensive, it must be good. No... no that's not necessarily the case.
The insurance companies would love for you to believe that, but in actuality, we're just getting fucked. It's just a worse system overall, in pretty much every metric you could possibly choose.
