Again it'll vary by area. For us the cash was a lot more expensive. (Banks charge to deposit cash, and many of our bank branches don't accept cash anyway, so we have to go a bit further.)
Fortunately it was little enough that we didn't need a cash-transit vehicle, and it didn't affect our insurance.
Yes, I expect some merchants offer a cash discount, and that can add up for large purchases. But I'd prefer not to be carrying large amounts of cash. (We haven't had checks here for probably 15 years or so.)
We have a very efficient (and cheap) direct deposit system though, so I can pay via my phone straight from my bank app for a very nominal flat fee. So for large transactions that's akin to a cash discount.
Fortunately it was little enough that we didn't need a cash-transit vehicle, and it didn't affect our insurance.
Yes, I expect some merchants offer a cash discount, and that can add up for large purchases. But I'd prefer not to be carrying large amounts of cash. (We haven't had checks here for probably 15 years or so.)
We have a very efficient (and cheap) direct deposit system though, so I can pay via my phone straight from my bank app for a very nominal flat fee. So for large transactions that's akin to a cash discount.