I don't know. Certainly the frequency and severity is just eye opening. We had 2 1 in 50's with 1 in 100 in 3 weeks (!!!).

I know you guys have also had it bad over there.

I expect the insurance companies will start removing flood cover soon. Which then becomes a bit of a shit show with mortgages. Or will raise the premiums so high that they're effectively uninsurable.