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> This calculator get most things right.

It's paywalled. I also doubt it gets most things right. I've been pointed to so many and I have not yet found that that takes into account all the variables (and there's so few, so if they're leaving it out I'm suspicious!)

> A lot of research shows that once people buy they lose flexibility,

They lose that once their kids are in school.

> feel more stuck,

They're stuck anyway, once the kids are in school.

> cannot access higher paying job in a different places etc.

They cannot do that anyway, once the kids are in school.

All of those disadvantages you list are not even noticed by people with kids in school, hence they don't count as disadvantages.

The only advantage you realistically realise from renting vs owning is the ability to move within a month's notice. If you have kids in school or a spouse who is working in-person, not remote, you won't be moving on a month's notice anyway.

IOW, why optimise for the use-case "Hey, we can move on a months notice!" when that use-case won't come up anyway?

It's like a vegetarian optimising their life around access to meat-only burger joints. Or someone living 2000km from the nearest sea optimising their life for surfing.

No one optimises their life for use-cases that won't come up.





I have kids in school and none of your example holds.

> I have kids in school and none of your example holds.

Okay. Different question then, how many times have you yanked all your kids out of their peer groups, permanently?


So you're implying that you can move to another city in a month? How's that possible? I need at least a 6 months window to move!



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