You’re asking why it’s not possible like it’s some big mystery, but it’s not ideology. It’s basic political and economic reality. You’re proposing nationalizing a private financial network in a country that can’t even pass basic data privacy laws or agree on net neutrality.
Visa and Mastercard aren’t some low-friction government acquisition target. They’re entrenched public companies with deep lobbying arms, international dependencies, and systemic importance. This isn’t turning the post office into USPS. It’s unpicking decades of privatized infrastructure and assuming the government can suddenly become a nimble tech operator. That’s the fairy tale.
And yes, laws exist, but enforcement is uneven, regulators are captured, and the ambiguity around “obscenity,” “adult,” and “high-risk” content is exactly why these companies over-police. You keep asserting benefits of a public solution as if that’s evidence it could happen. It’s not. It just shows you’re imagining a world that doesn’t resemble the one we live in.
You’re free to dream. I’m just pointing out the bridge you’re missing between vision and implementation.
Visa and Mastercard aren’t some low-friction government acquisition target. They’re entrenched public companies with deep lobbying arms, international dependencies, and systemic importance. This isn’t turning the post office into USPS. It’s unpicking decades of privatized infrastructure and assuming the government can suddenly become a nimble tech operator. That’s the fairy tale.
And yes, laws exist, but enforcement is uneven, regulators are captured, and the ambiguity around “obscenity,” “adult,” and “high-risk” content is exactly why these companies over-police. You keep asserting benefits of a public solution as if that’s evidence it could happen. It’s not. It just shows you’re imagining a world that doesn’t resemble the one we live in.
You’re free to dream. I’m just pointing out the bridge you’re missing between vision and implementation.