I do that too, I actually get a kick out ripping off those predatory 0% interest...

		chasd00 1 day ago \| parent \| context \| favorite \| on: FICO to incorporate buy-now-pay-later loans into c... I do that too, I actually get a kick out ripping off those predatory 0% interest traps. I had no idea the BNPL things didn’t impact credit scores. If they’re unsecured with no credit worthiness impact then why even pay them back?