Credit cards fill this need for a month of spend, but if you want to go three mo... | Hacker News

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		BobaFloutist 71 days ago \| parent \| context \| favorite \| on: FICO to incorporate buy-now-pay-later loans into c... Credit cards fill this need for a month of spend, but if you want to go three months at a time you need to figure out a different solution.

ndileas 71 days ago [–]

When purchasing durable goods or bulk supplies, the difference is minimal. It might require saving before purchase, or gradually moving to the bulk model to preserve cash flow. But it's totally doable with a credit card on the household scale.

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