I would pay that 130€ / year if I was alone. I have to be responsible with the money I earn as I have to feed 3 kids and my wife is not working. We also use other different streaming services like netflix, spotify family... adding youtube premium seems not reasonable for me at the moment.
Commenting to share my experience: I ran into and ended up with youtube because it bundles youtube music as well, allowing me to consolidate. I was able to invite my household to the same account.
I also wanted to ensure my views resulted in the creators being paid, it goes without saying that the royalties for streaming are abysmal and is a separate conversation, but it was a contributing factor for me.
In the USA I subscribe to Youtube Premium family. The rate is just $3.00 a month more than Spotify family. For that price you get both the Spotify-equivalent Google-owned service (confusingly called YouTube Music) AND you get ad-free Youtube as a bundle. Basically just $3/month for no ads on Youtube is worth it and much easier to justify for a household on a tight budget.
It might be worth looking into if the pricing differential is similarly minimal where you live.