Housing in the US isn't anywhere near as cost prohibitive as a vocal minority of people like to make it sound like it is.
You just have to give up on the Santa Monicas, San Franciscos, and Manhattans of the nation. There's plenty of affordable housing outside the top tier cities, and modern tech has made it easier than ever to work from practically anywhere on the planet.
The only people in their 40s I know of who are still renting that I would consider "forever renters" are being extraordinarily undisciplined with their finances and spend what they could be saving towards a down payment on credit card debt they self-inflicted.
You just have to give up on the Santa Monicas, San Franciscos, and Manhattans of the nation. There's plenty of affordable housing outside the top tier cities, and modern tech has made it easier than ever to work from practically anywhere on the planet.
The only people in their 40s I know of who are still renting that I would consider "forever renters" are being extraordinarily undisciplined with their finances and spend what they could be saving towards a down payment on credit card debt they self-inflicted.