You should at least need the username but i still totally get the bar being set where it is.
Like you can argue a dropped house key is similar to a dropped yubikey but i'd still give some benefit to the dropped house key involving real world attempts on locks with appropriate social suspicion on that if seen vs a dropped yubikey allowing anonymous attempts.
Like you can argue a dropped house key is similar to a dropped yubikey but i'd still give some benefit to the dropped house key involving real world attempts on locks with appropriate social suspicion on that if seen vs a dropped yubikey allowing anonymous attempts.