We would instead have HaaS, with monthly subscriptions for a license to use the house. Which can be randomly revoked at any moment if the company doesn't feel like supporting it is profitable enough, or if an AI thinks your electricity usage is suspicious and permabans you from using a home in the entire town.

Isn't that called "renting"?

So, in short, being a tenant in a low-regulatory environment.

Tell me more about this paradise.