I currently pay for Claude and I still find it best for coding but it's definitely bit unreliable at times and I find it rate limited or responses limited and also unresponsive at times. I wouldn't be upgrading to a $100/$200 packages unless the reliability improved on the $20 offering first
As per https://www.anthropic.com/pricing, the reliability of the $20 offering will be further deteriating to prioritise $100+ package traffic "Priority access during high traffic periods"
I had not had almost any issues with reliability until recently and suddenly I'm getting transient UI and server issues on a daily basis. Not happy with it.
Even worse is I bought a yearly subscription from a deal they offered. However, now that reliability will be going down, I'm feeling a bit scammed!