You are wasting our time then because you are not thinking about it very hard:
* Libraries are physical spaces linked to one geographical community.
* Libraries have a limited number of physical copies to lend out.
* To read the books in the library, you have to physically go there, check it out, and take it home (or read it there).
Compare and contrast with a web site linking potential lenders/borrowers:
* Geography is not much of a limit.
* Ebook copies (limiting the discussion to Kindle) are managed by Amazon, but are only scarce artificially - in their 'natural' form, ebooks are not a scarce resource.
* Clicking on a web site to get a book is far, far easier, quicker and more convenient than going to a library.
That's just off the top of my head. Presumably, if you were not being willfully obtuse, you could think of a few differences too.
I don't understand how anyone can hope to discuss this stuff in a rational way if they're not going to look at the facts as they are.
To read the books in the library, you have to physically go there, check it out, and take it home.
My local library does e-book lending online through Overdrive. Almost any e-book format, generous checkout times, etc. You can search tens of thousands of libraries here: